Application Articles

Download a Mortgage Application
To assist you in your mortgage process, we have provided a mortgage application for you to download and print.

RESPA (Real Estate Settlement Procedures Act)
This law protects consumers from abuses during the residential real estate purchase and loan process and enables them to be better informed shoppers by requiring disclosure of costs of settlement services.

Annual Percentage Rate (APR)
In comparing any type of loan, whether it be a fixed rate loan to a fixed rate loan, adjustable rate loan to adjustable rate loan or fixed rate loan to adjustable rate loan, there is one way that can be used to compare apples to apples and even apples to oranges.

Choosing A Mortgage Company
When you are ready to shop for a loan, you can work directly with a lender or with a mortgage broker representing many individual lenders.